FAQ

• Who can buy motor insurance?

  • • To buy Car Insurance, you must be/have:
      
      
    • - 21 to 70 years old and residing in Singapore
    • - the registered car owner of the car to be insured
    • - medically fit to drive and satisfy all driving regulations
    • - at least 1 year of driving experience
    • - not been previously refused car insurance for any reason
    • - made no more than 2 claims in the past 3 years
    • - no more than 12 demerit points or Driver Improvement Points System (DIPS) recorded on your driving licence
    • - a car with no modification or only modifications approved by Land Transport Authority of Singapore ("LTA") – this applies to new and renewed policies taken out on and after 16 Dec 2014
    • - a car not more than 15 years old

• What is NCD?

  • NCD is short for "No Claims Discount". This term is common with all car insurance companies. It means that if you don’t make any claims on your car insurance, you get a 10% discount off the price of your car insurance premium every year. You can accumulate this yearly discount for more savings every year, capped at a maximum of 50%.

• What are the options available to pay my premium?

  • You can pay with Cash or Credit Card (VISA / MASTER CARD accepted).

• How do I renew my policy?

  • Don’t worry about having your plan lapse, we’ll email you when the time comes for renewal. When you receive it, just click on the link in the renewal reminder email. This will take you directly to the renewal payment screen.